Recognized among the Top 10 Non-life Insurers in the Philippines
You enjoy your assets. We protect them!
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Motor Car Insurance
Drive worry-free with Mercantile’s Motor Car Insurance.
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Travel Insurance
Your passport to worry-free adventures.
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Personal Accident Insurance
Protection that follows you everywhere.
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Property Insurance
Safeguard what you’ve worked hard for.
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Engineering Insurance
Built to protect your projects.
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Bond Insurance
Your key to compliance and credibility.
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Customs Bond Insurance
Faster clearance, stronger assurance.
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Marine Cargo Insurance
Every shipment counts.
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Miscellaneous Casualty Insurance
Protection for the unexpected.
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Bike and Biker’s Insurance
Pedal smart. Pedal safe.
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Reliability Throughout the Decades
While customers can purchase insurance for their business, cars or property from several insurance companies, Mercantile is proud to be the insurer of choice of top businesses, prominent families and well-known brands. This is because since 1962, we have been standing by our promise which is to be there when the worst happens; not just to collect payments but to make our clients whole when a small accident happens or when Ondoy, Odette or the next large catastrophe hits. We stand by the insurance policies we write and that’s what makes our service not just a piece of paper, but a symbol of trust and reliability.
Justin Liu
Owner and President
Report
Paid over ₱1.2 billion in claims from Typhoon Odette in 2021
Our Youtube videos help simplify the products of non-life insurance to suit your needs.
Who We Are
We guard your assets so you won’t have to.
Here at Mercantile Insurance, we know you have worked tirelessly for the future you deserve. Now, we’d like to help you keep it safe from whatever life throws at you. After everything you have worked for, it is finally time to take a step back, relax, and leave the rest to us. Your goals are our goals and nothing is more important to us than your financial stability. You did the hard work, now let us help you keep your future bright for all the years to come.
Resources
- Video
- 09 / 29 / 2022
- Video
- 12 / 23 / 2021
- Video
- 11 / 10 / 2021
Partners
Backed by the Strongest Global Reinsurance in the World









Testimonials
Mercantile has been our insurance partner for years. The service is excellent and they settle our client’s insurance claims professionally and swiftly. We consider them our reliable and long-term partner since we both share the same core value of tradition plus innovation, which is paramount to the future growth of the Philippine insurance industry.
Erwin Reyes
- iChoose.ph
- President
There is nothing better than someone responding quickly during the time of your need. At Mercantile Insurance, I experience this first-hand. It gives me peace of mind wherever the road takes me.
Raul Forcados
- Agent Partner
Bought insurance from Mercantile last year when I bought my new car. It was way more affordable than other insurance companies that was initially offered to me – at apples to apples comparison. In fact, Mercantile’s coverage was even better. I’m now an advocate. When colleagues and friends ask me about car insurance, I tell them Mercantile Insurance is the way to go.
Jack Harn Aquino
- Client
Dependable insurance companies are key to BDOI’s success.
Clients ultimately measure BDOI’s value by the consistency of service delivery and the reliability of claims payments. In order to achieve this, BDOI only partners with insurers like Mercantile who have strong financial backing, with sensible underwriting practices and with a track record of timely paying claims.
Mercantile has proven that they understand our customers’ needs and continues to help us dvevelop solutions and protect against our clients’ risks.
Rod L. Lim
- BDO Insurance Brokers, Inc.
- COO
Mercantile and UBX share the same mission to introduce relevant products to the Philippine market and pave the way to increase insurance penetration rate in the country. The Mercantile team has continuously showcased their underwriting expertise and capabilities with their new-to-market protection products. Insurance is a relationship business and the Mercantile team is easy to work with – they are direct, transparent and practical.
Cyrus Cruz
- UBX Singapore
- Country Head, Managing Director, Insurance and Savings